How to Check If a Contractor Is Licensed and Insured in Florida


When you`re hiring a contractor in Florida, it`s crucial to ensure that they are licensed and insured. This step can help you avoid property damage, liability issues, and other problems that can result from unlicensed or uninsured contractors. Fortunately, there are several steps you can take to verify a contractor`s license and insurance status in Florida.

Check their license number

The first step in verifying a contractor`s license is to check their license number. All licensed contractors in Florida must have a license number, which you can usually find on their website or business card.

Once you have the license number, you can use the Florida Department of Business and Professional Regulation`s online database to verify the contractor`s license status. This database contains information about licensed contractors in Florida, including their license type, expiration date, and any disciplinary actions taken against them.

Verify their insurance

In addition to checking a contractor`s license status, it`s also important to verify their insurance status. This step can help protect you from liability if someone is injured on your property or if there is property damage during the project.

Ask the contractor for a copy of their insurance certificate, and make sure it includes both general liability insurance and workers` compensation insurance. You can also contact the insurance company directly to verify the contractor`s coverage.

Check for complaints

Finally, it`s a good idea to check for complaints against the contractor before you hire them. You can do this by searching for their name or business on the Better Business Bureau`s website or by checking online reviews on websites like Yelp or Google.

If you find any complaints against the contractor, be sure to ask them about it before you hire them. This step can help you avoid potential issues and ensure that you hire a reputable contractor.


In summary, verifying a contractor`s license and insurance status is a crucial step when hiring a contractor in Florida. By checking their license number, verifying their insurance, and checking for complaints, you can ensure that you hire a reputable and reliable contractor for your project.

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